FDIC-Insured - Backed by the full faith and credit of the U.S. Government
On Friday, March 7, 2025, Global One Bank converted to a new data processor – a new and better system.
First and foremost, your personal data and account information will remain safe and secure as we transition to our new system. Your account number will not change after the conversion. Please remember that the bank will never contact you asking for things like passwords, usernames, digital security questions and answers, or Out of Band codes/authorization.
All customers will receive two statements in March. For customers who have opted for electronic statements, those will resume with the next statement cycle. We have selected a new modern look to our statements so they may look a little different but all pertinent information will be available in the new statement format.
We thank you for your patience.
Today, Tomorrow, Together.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
| Common Features | Service Fees |
|---|---|
| Account-to-Account Transfer Requests | Complimentary |
| Account Balance Inquiries | Complimentary |
| Account Closed within first 90 Days | $30 |
| Account Research Assistance, per hour | $30 |
| Account Research Printed Documents, per page | $3 |
| Check Orders (cost will vary by styles and accessories) | Varies |
| Collection Items (Incoming or Outgoing), per item | $20 |
| Debit Card Replacement | $10 |
| Fax Fee, per page (customers only) | $2 |
| Foreign Exchange Fee, each, cost plus | $10 |
| Garnishment, Levy, or Freeze by Court Order or IRS | $75 |
| Individual Retirement Accounts (Close out, Transfer, Early Withdrawal) | $25 |
| Internet Banking with Bill Pay | Complimentary |
| Notary Services (customers only) | Complimentary |
| Overdraft or Non-Sufficient Funds Fee, per item | $35 |
| Overdraft Protection (automated transfers from a linked account) | Complimentary |
| Print-out of Statement or Images, per page | $3 |
| Returned Deposited Checks or Debits ("Charge-backs"), per item | $5 |
| Returned Deposited Checks or Debits ("Recleared"), per item | $5 |
| Return Mail Handling, per item | $10 |
| Stop Payment for Check or Range of Checks | $35 |
| Stop Payment for ACH or Recurring Item | $35 |
| Temporary Check Printing (per sheet of checks) | $5 |
| Third-part Customer Authorized Verification of Account(s) | $25 |
| Common Features | Service Fees |
|---|---|
| Automated Teller Machine ("ATM") | no |
| Chappell Hill Bank owned or in-network ATMs | Complimentary |
| Non-owned ATM Transactions, Transfers, each | $2.00 |
no | no |
| Cashier's Checks | no |
| Cashier's Checks (Available to customers only) | $8 |
| Conversion of On-Us Check to Cashier's Check (non-customer) | $15 |
| Cashier's Check Stop Payment and Reissue, per item | $45 |
no | no |
| Check Cashing* | no |
| Checks Drawn on Customer's account at Chappell Hill Bank | Complimentary |
| *We do not offer check cashing to non-customers | no |
no | no |
| Safe Deposit Box and Safekeeping Services (effective 4-15-21) | no |
| Auto-Debit of box fees to a CHB deposit account is required | no |
| Safekeeping of Documents - Annual Fee | $50 |
| 3x5 Box | $25 |
| 3x10 Box | $50 |
| 5x10 Box | $75 |
| 10x10 Box | $150 |
| Safe Deposit Box Drilling | $200 |
| Safe Deposit Key Replacement, each | $50 |
no | no |
| Wire Transfers and Transfer Remittances | no |
| (Customers Only) | no |
| Wire Transfer Cut-off time is 2.00pm daily | no |
| Domestic Wire (incoming or Outgoing) | $30 |
| International Wire (Incoming or Outgoing) | $50 |
| Checking with Direct Deposit | no |
|---|---|
| Minimum Balance to Open | $50 |
| Minimum of one direct deposit per month required | No Fee |
| Will convert to a Regular Checking account if direct deposit is not posted | |
no | no |
| Regular Checking | |
| Minimum Balance to Open | $50 |
| Minimum Daily Balance to Avoid Monthly Fee | $750 |
| Monthly Service Fee* | $8.50 |
| *No Monthly Service Fee for Seniors 60+, Students, Educators, Military or First Responders (Police, EMS, Fire, Medical) | |
no | no |
| Business Checking | |
| Minimum Balance to Open | $50 |
| Minimum Daily Balance to Avoid Monthly Fee | $500 |
| Monthly Service Fee if balance drops below minimum daily balance | $10 |
| Now Checking | |
|---|---|
| Minimum Balance to Open | $50 |
| Minimum Daily Balance to Earn Interest | $1,000 |
| Minimum Daily Balance to Avoid Monthly Fee | $1,000 |
| Monthly Service Fee is balance drops below minimum daily balance | $15 |
no | no |
| Money Market | |
| Minimum Balance to Open | $50 |
| Minimum Daily Balance to Earn Interest | $2,500 |
| Minimum Daily Balance to Avoid Monthly Fee | $2,500 |
| Monthly Service Fee if balance drops below minimum daily balance | $15 |
| Withdrawal Fees in excess of 6 per month, per item | $15 |
no | no |
| Statement Savings | |
| Minimum Balance to Open | $50 |
| Minimum Daily Balance to Avoid Quarterly Fee | $200 |
| Quarterly Service Fee if balance drops below minimum daily balance | $5 |
| Withdrawal Fees in excess of 3 per quarter, per item | $5 |
The Bank offers a wide range of loan products and services, including Residential Loans, a variety of Personal Loans, Commercial Loans, Real Estate Loans, Interim Construction Loans, and Home Equity Loans.